I’ve had a few folks ask me about organization. I am no expert. I have plenty of links for you that I will share at the end of this series – links to real experts. But for now, I will share with you some of the things that work exceptionally well in our home to keep the clutter monster at bay.
For your bills:
A pocket folder. On one side the new bills as they come in, a calendar printout of that month (you can find the one I use HERE) with each bill’s due date written in, the checkbook, calculator, a note pad; and a post-it with the websites, usernames and passwords for all on-line bill pay sites. If necessary, you can also tape on a post-it that specifies when certain non-monthly bills need to be paid or when automatic bills post to your account. For the most part, this system is not so much about budgeting and more about organizing your paper bills.
An accordion folder. One section for each month. That way, at the end of each month, you can transfer your paid bills into the appropriate folder. This way, you have freed up space in the pocket folder for the cycle to continue.
One of the great things about this system is that it is completely self-contained and 100% portable! When we went to St. Louis for a few weeks in January, I just brought my folders with me and I knew we wouldn’t miss paying any bills! It also gives you a place to put your bills the minute they come in the mail. Simply open them, document on the calendar page the due date (or an earlier date if you plan on paying it at a different time), and then slide it into the right hand side. No more random stacks of mail on your kitchen counters!
Coming up next…. a solution for ALL the papers your kids produce.